Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer pass test : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

Question 1

In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A. Performing clerical duties
B. Acting as a regularly salaried officer
C. Earning commission
D. Enrolling individuals in group plans

Question 2

An insurer may pay a commission directly or indirectly to:

A. Anyone soliciting business for the insurer
B. A surplus lines broker operating without a license for less than one year
C. A producer whose license is terminated after earning the commission
D. An unlicensed employee of the insurer

Question 3

If an insurer pays an individual accident and health insurance claim during a policy's grace period:

A. The deductible is waived
B. A 10% service fee is charged
C. The amount of unpaid premium may be subtracted from the reimbursement
D. The policy is canceled automatically at the end of the grace period

Question 4

In dental insurance coverage, which one of the following typically is EXCLUDED?

A. Preventive care
B. Root canal therapy
C. Treatment started prior to the eligibility date
D. Dental X-rays

Question 5

An insured's statements on an accident and health insurance application are deemed to be:

A. General provisions
B. Representations
C. Categorical
D. Warranties

Solutions: