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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer pass test : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Accident-and-Health-or-Sickness-Producer actual test
  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Jun 21, 2026
  • Q & A: 92 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Performing clerical duties
B) Acting as a regularly salaried officer
C) Earning commission
D) Enrolling individuals in group plans


2. An insurer may pay a commission directly or indirectly to:

A) Anyone soliciting business for the insurer
B) A surplus lines broker operating without a license for less than one year
C) A producer whose license is terminated after earning the commission
D) An unlicensed employee of the insurer


3. If an insurer pays an individual accident and health insurance claim during a policy's grace period:

A) The deductible is waived
B) A 10% service fee is charged
C) The amount of unpaid premium may be subtracted from the reimbursement
D) The policy is canceled automatically at the end of the grace period


4. In dental insurance coverage, which one of the following typically is EXCLUDED?

A) Preventive care
B) Root canal therapy
C) Treatment started prior to the eligibility date
D) Dental X-rays


5. An insured's statements on an accident and health insurance application are deemed to be:

A) General provisions
B) Representations
C) Categorical
D) Warranties


Solutions:

Question # 1
Answer: C
Question # 2
Answer: C
Question # 3
Answer: C
Question # 4
Answer: C
Question # 5
Answer: B

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