Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo pass test : Life and Accident and Health or Sickness Producer - Combo Series 20-30

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question 1

All of the following normally indicate the presence of insurable interest in the life of another person EXCEPT:

A. Co-signing a mortgage with the other person
B. Being closely related to the other person by birth
C. Being married to the other person
D. Maintaining a lasting friendship with the other person

Question 2

Medical expense insurance typically EXCLUDES coverage for:

A. Hospital care extending past 30 days
B. Maternity care benefits
C. Expenses incurred for primarily cosmetic surgery
D. Hospital laboratory tests

Question 3

(One of the purposes of a qualified profit-sharing plan is to:)

A. Liquidate the assets of a corporation.
B. Distribute a portion of company earnings to employees.
C. Reward the stockholders of a corporation.
D. Motivate management to achieve a 25% profit margin.

Question 4

When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

A. Major medical
B. Health maintenance organization
C. Dental
D. Disability income

Question 5

A certificate of insurance in a group accident and health plan is:

A. A binding contract between the employee and the insurer
B. Evidence of the employee's insurance coverage
C. Issued to the employer for each insured location
D. A binding contract between the employer and the insurer

Solutions: