Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) : Life-Producer

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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

Question 1

How long will income benefit payments continue under a life annuity with ten years certain?

A. Until the annuitant dies, or for ten years, whichever is longer
B. Only for ten years, regardless of how long the annuitant lives
C. Until the annuitant dies, and for an additional ten years
D. Only until the annuitant dies, regardless of when death occurs

Question 2

Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A. Automobile accidents resulting from the insured's negligence
B. Illness or disease
C. Intentionally self-inflicted injuries
D. War or acts of war

Question 3

The income benefits distributed during the liquidation phase of an annuity contract are normally payable to:

A. The owner
B. The nominator
C. The beneficiary
D. The annuitant

Question 4

The purpose of the Life and Health Insurance Guaranty Corporation is to guarantee:

A. That an insurance company will never fail.
B. The issuance of life insurance policies.
C. The issuance of life insurance and health insurance policies.
D. Benefits if the insurer is unable to pay benefits due to impairment or insolvency.

Question 5

Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:

A. Defamation
B. Coercion
C. Intimidation
D. Extortion

Solutions: